Checking Accounts

United Farmers State Bank offers a checking account that will meet your needs. Each depositor is insured to at least $250,00. To obtain more information, or open an account, stop by one of our convenient locations. Short on time? You can access a printable application from our Applications Menu and bring it with you already filled out to any one of our locations.

Please see information under our Services Menu to learn about services that we offer that can be used to manage and access your accounts.

Regular Checking

  • Limitations: You must deposit $100.00 to open this account.
  • Account Fees: No Service Charge.
  • Balance Information: No Minimum Balance

Churches, Service Clubs, Non Profit Organizations

  • Limitations: You must deposit $100.00 to open this account.
  • Account Fees: No Service Charge.
  • Balance Information: No Minimum Balance

Business and Commercial Accounts

  • Limitations: You must deposit $300.00 to open this account.
  • Account Fees: $4.00 fee and $0.10 per written check if your balance falls below $300.00 any day of the Monthly Statement Cycle.
  • Balance Information: $300.00 Minimum Balance to Avoid a Service Charge

Now Account

  • Description: Interest Bearing Account. Interest is calculated on a daily balance for statement cycle. Interest is compounded; interest earned is added to the account at the end of each monthly statement cycle. Interest rate will or can change daily.
  • Limitations: You must deposit $800.00 to open this account. Eligible customers include those opening an account as Individual, Sole Proprietorship, Non Profit Corporations, States, County, Municipals, and School Districts. Corporations and Partnerships are not eligible for this type of account.
  • Balance Information: $800.00 Minimum Balance to Avoid a Service Charge
  • Account Fees: $5.00 fee and $0.10 per written check if your balance falls below $800.00 any day of the Monthly Statement Cycle.

Money Market Investment Account

  • Description: Interest Bearing Account with a six third party check or withdrawal limit per statement cycle. Interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Bank’s Rate Chart. Please see a Bank Employee for list of current rates. Interest will be compounded monthly and will be added to the account at the end of each monthly statement cycle. Interest rate will or can change daily.
  • Limitations: Eligible customers include any type of account. You may make six third party withdrawals by check or draft per statement cycle. Transfers and withdrawals made in person or by mail are unlimited. $0.75 fee per check or withdrawal after six.
  • Balance Information: No Minimum Balance, but must have a balance of at least $500.00 to obtain annual percentage yield.