Identity theft is on the rise, targeting people of all ages. What is identity theft? In case you don’t already know, there are different types, such as when one’s credit card, debit card or checks are stolen (“account takeover”) or even when new credit is established in one’s name, W-2 or driver’s license are used in criminal activity (known as Identity fraud). The good news is, while nobody can prevent an identity theft event from occurring, you can protect yourself. United Farmers State Bank offers Credit Monitoring and ID Theftsmart™, a United Bankers’ Bank and Shazam -endorsed product that gives you access to a team of licensed private investigators that help protect, detect and restore your identity. That team is there to help advise you along the way (you can contact them anytime with anonymous questions and for advice). In the unfortunate event that identity theft occurs, they will collect your personal identifying information and do all the work for you to restore your good name.
It is a modern-day insurance policy where if nothing happens you are better educated for the consultative service they provide and if something does happen you are covered. United Farmers State Bank is providing the Credit Monitoring with ID TheftSmart™ (prevention, detection, consultation and restoration of identity) product for $3.00/month or the ID TheftSmart™ (consultation and restoration of identity) product on it’s own for $1.00/month for its customers, a lot less than some other products on the market.
To sign up or learn more, stop in to one of our branches.
Shazam MasterCard Debit Cards
If you are using a Shazam MasterCard card you will have new benefits. Effective July 14, 2014, benefits will include Identity Theft Resolution Services. To learn more about this valuable benefit or if you believe you have been a victim of identity theft, please call 1-800-MC-ASSIST (1-800-622-7747). To request a printed Guide to Benefits, call 507-582-3448. You can also visit www.mastercard.com for a full description of the new benefits and how to use them.