It is recommended that you look at your credit report every year and before making a major purchase, such as a home. Every year consumers can get a free credit report from each of the credit agencies – Equifax, TransUnion and Experian.
Annual reports may be requested the following way:
1. Logging on to: www.AnnualCreditReport.com
2. Calling: 1-877-322-8228
3. Writing: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
Note: Please be careful when viewing a credit report from any other website besides the one listed above. Other websites will advertise as free, but it’s only free for an introductory period. By downloading your credit report from any other website you may be signing up for a service and they will charge you for it; you should never have to enter in a credit card number to obtain something that is truly ‘Free’.