United Farmers State Bank’s ATM/Debit Cards provide the convenience of plastic and the benefits of cash. The cards give you a faster, more economical, more convenient way to buy the products and services you need. They allow you to withdraw funds from your checking account without ever having to write a check. The cards look like a regular credit card but work like your checks because the purchase amount is automatically deducted from your checking account. No check writing means no need to carry a bulky checkbook.
The bank has partnered with Fair Isaac’s Falcon™ Fraud Manager to provide our customers with 24 hour real-time theft protection.
Reminder to use your pin when using your debit card outside of your home state. Pin transactions decrease the fraud risk score and will result in minimal to no declines due to suspected fraud. Please also notify the bank if you will be traveling so we can put a travel notice on your card.
Visit one of our offices for more information or to apply for an ATM/Debit Card.
Interactive Voice Response (IVR) Number
To activate and/or change your pin on your debit card please call 1-800-717-4923. Please note, you must call from a phone number on file with our bank. Please call, stop in, or email one of our customer service representatives to verify the phone numbers we have on file.
Report Lost or Stolen Debit Cards
It is extremely important that you immediately report a lost or stolen card to minimize identity theft and financial losses.
SHAZAM® Debit Card Users (Mastercard®): During business hours, call the bank at 507-582-3448 (Adams), 507-584-6441 (Dexter), or 507-437-4678 (Rose Creek) to report a lost or stolen Mastercard® debit card. After hours, call 1-800-383-8000.
Debit Card Transaction Questions or Suspected Fraud
SHAZAM® Debit Card Users (Mastercard®): During business hours, call the bank at 507-582-3448 (Adams), 507-584-6441 (Dexter), or 507-437-4678 (Rose Creek) if you are experiencing issues with your card or suspect fraud may be occurring on your card. After hours, call 1-866-508-2693.
Download the SHAZAM® Bolt$ App for 24/7 notifications of suspected fraud, transaction alerts, and the ability to put a temporary block on your card if it is lost, stolen or you suspect fraud. See our SHAZAM® Bolt$ page for more information.