At United Farmers State Bank, a range of checking products and services are offered to help individuals achieve and meet all their financial goals.

We strive to offer banking solutions in a convenient and modern way while maintaining our hometown community bank methodology.

REGULAR CHECKING

Our Regular Checking provides a solution for consumers for personal and household use as well as for churches, service clubs, and nonprofit organizations, with no account maintenance fees and no requirement to maintain a minimum balance. A $100 deposit is required to open this type of account.

This account may be accessed by checks, debit cards, and through our suite of newly improved Digital Banking services. Please see information under our Services Menu to learn more about the services we offer that can be used to manage and access your accounts.

NOW CHECKING

Our NOW Checking is an interest bearing account that provides the same account access options as our Regular Checking. Interest is calculated using the daily balance method and is compounded and credited to the account monthly. The interest rate will or can change daily. An $800 deposit is required to open this type of account and an $800 minimum balance is required to avoid a service charge.

This account may be accessed by checks, debit cards, and through our suite of newly improved Digital Banking services. Please see information under our Services Menu to learn more about the services we offer that can be used to manage and access your accounts.

Please call, email or stop in to one of our three branch locations for more information on account rates, limitations and fees for our NOW Checking account.

MONEY MARKET CHECKING

Our Money Market Checking is an interest bearing account that provides an opportunity for a higher rate of return. Interest is calculated using the daily balance method; the interest rate and annual percentage yield will depend upon the daily balance in the account. No minimum balance is required to avoid a service charge, but a balance of at least $500 is required to obtain the annual percentage yield.  A $100 deposit is required to open this type of account.

Please call, email or stop in to one of our three branch locations for more information on account balance tiers and rates for our Money Market Checking account.